Big changes are coming soon in the new year that will boost our credit score, making it easier for you to buy a home, a car, or other big purchases. This is going to start in 2019, Right now, FICO scores predicts If you can get a loan and how much your interest rate will be. Mortgage loans & car loans are also based on your FICO score. The change will come in 2019. 7 million people who can't get a loan today should be able to get one under the new scoring method. WON'T HE DO IT!!!!!!!!!!! PUT SOME MONEY IN THE BANKS SAINTS AND LEAVE IT THERE. This change will impact those with low or mid 600 scores.